This communication is published by Australia and New Zealand Banking Group Limited ABN 11 005 357 522 (“ANZ”) in Australia, holder of Australian Financial Services Licence Number 234527.
This communication is intended as thought-leadership material. It is not published with the intention of providing any direct or indirect recommendations relating to any financial product, asset class or trading strategy. The information in this communication is not intended to influence any person to make a decision in relation to a financial product or class of financial products. It is general in nature and does not take account of the circumstances of any individual or class of individuals. Nothing in this communication constitutes a recommendation, invitation, solicitation or offer by ANZ to you to sell, or buy, receive or provide any product or service, or to participate in a particular trading strategy. All information contained in this communication is based on information available at the time of publication. While care has been taken in the preparation of this communication ANZ does not make any representation as to the accuracy of the information contained in it. Further, ANZ does not accept any responsibility to inform you of any matter that subsequently comes to its notice which may affect the accuracy of the information contained in this communication. ANZ does not provide any financial, investment, legal or taxation advice in connection with this communication. ANZ, its branches and subsidiaries, their respective directors, officers and employees, expressly disclaim any responsibility and shall not be liable for any loss, damage, claim, liability, proceedings, cost or expense arising directly or indirectly and whether in tort (including negligence), contract, equity or otherwise out of or in connection with the contents of and/or any omissions from this communication to the extent permissible under relevant law.